Faith Cannot Be Your Financial Crutch

 In Redefining Wealth PODCAST, Space
“We don’t have the time to be irresponsible with our finances.” Click To Tweet

There’s one thing that truly breaks my heart – and that’s when people use their faith as a crutch.

I’m going to get real with you today, and it may turn you off. That’s ok. Maybe you’re not ready to hear this, but I know a lot of people listening are.

You need to stop relying solely on your beliefs to get you out of your financial problems as if you have no power to do better.

If you dig yourself into a hole, that’s your responsibility – not God’s.

The Lord helps those who help themselves.

I’m not saying God won’t help you at all, but I am saying you can’t expect a pile of money to fall from the sky and suddenly all of your financial burdens will be over.

Right now, I’m reminded of a joke I heard before:

There was a flood, and a woman got caught up in it. As the waters pushed her down a river bank, she was able to grab onto a tree and use all her might to keep from being dragged along.

She prayed to the Lord, “Jesus, please save me. I don’t want to die here today.” She was overwhelmed with a spiritual feeling and knew that Jesus would come save her.

After a few moments a helicopter came and flew up to her.

She told them to go away and said “I don’t need your help. Jesus is going to save me!”

The helicopter left, and eventually the woman lost her strength. The water took her away and she drowned.

When she got up to heaven she sees Jesus, and asked him, “Jesus, why didn’t you save me?”

Jesus looked at her and said, “I sent you a helicopter. What more did you want?”

The point is that if God does send you a miracle, it may be in the form of fellow man. That means you should always seek out guidance and help from others.

Don’t wait until you’re drowning in your finances to seek help. Never be afraid to find a financial advisor.

And if you are starting to drown, grab that help right now.

In the end, it’s only you who can change your financial situation. God gave you the free will to be in charge of your own numbers.

Do you want to make him proud?

On this episode of the Redefining Wealth Podcast, I wanted to dive into the importance of self accountability and your personal finances. So download this episode today to learn how you can stop using your faith as a crutch, and be a better steward of your finances.

“You are the CEO of your life.” Click To Tweet

3 Ways You Can Take Control of Your Finances

Know Your Numbers
Accept Help When Needed
Nurture What You Do Know

The Cliff Notes:

People are not always ready to hear certain information.
Faith can be interpreted to glorify being broke.
There is a personal responsibility that comes with personal finance.
Anything used as a temporary, and oftentimes inappropriate support or substitute is a crutch.
Plenty of able bodied people use faith as a financial crutch.
It’s an insult to spend money you don’t have, then pray for your bills to be paid.
You have to know what goes in and what comes out.
Open your Excel sheet, don’t call on the Lord!
Praying doesn’t mean set it and forget it.
Miracles can come from man.
It’s our responsibility to give God something to bless.
Don’t be afraid to sit down with professionals and bare it all.
It’s never too soon to get a financial advisor.
Who do you need on your team right now?
All of the things that you don’t know about money are just stories you’ve told yourself.
Change the way you speak, and it will change your life.
Do NOT let your faith be a crutch.
Give God something to bless.

“Wake up every day with the feeling that you are ready, willing, and able to manage your money.” Click To Tweet


Abundance Requires Accountability

Showing 10 comments
  • simonehardy


    • Patrice Cunningham Washington

      Thank you, Simone. Hope you’re well!

  • Kimberly

    Let me first say that you did not lose me! I agree and understand your podcast on the subject. Faith without works is dead! We have a part and God has a part. He expects us to give Him something to bless and touch.
    Here’s another Bible verse to confirm your message: Luke 14:28 New Living Translation (NLT)
    28 “But don’t begin until you count the cost. For who would begin construction of a building without first calculating the cost to see if there is enough money to finish it? We should be more diligent in handling our affairs. Great episode. 🙂

    • Patrice Cunningham Washington

      Thank you for the scripture reference, Kimberly! So true!

  • Karlene Greenhow

    This is not correct teaching as far as what the bible says and the true crutch is not your faith but listening to others and not knowing the word of God for your self. The Love of money is the root of all evil not having money. We as believers of Jesus Christ need to know the word of God for ourselves, study to show ourselves approved.

    • Patrice Cunningham Washington

      Thank you for your feedback, Karlene. I’m glad that once you listened more you understood the essence of what I shared. I’m definitely not saying faith IS a crutch; i’m saying some people use faith as a crutch when God has already given us the ability to overcome. . . I would love to know what I said that contradicts what the bible says.

      As far as my tone, I’m sorry that you didn’t feel it was “humble.” I think more than anything I’m passionate about seeing people freed from bondage and that’s not always a lighthearted or easy conversation. My best lessons have come through tough love and most in my audience know that I come from a place of love each and every week, but that doesn’t mean that I have a desire to sugarcoat as much as I have a desire to see them experience a shift.

  • Karlene Greenhow

    What you are saying is faith without works is dead but some of your tone is not always humble.

  • Regenia S. Robertson

    Hello Patrice, I have been a part of your audience for over 4 years, and this is the first time I have heard you express what The Holy Spirit has already told many of us. Sometimes we have to hear a “human” tell us what He has attempted to tell us. I support your strong words because as Christians it is time we get off the milk and start eating meat which sometimes can be difficult to digest. I made it through this podcast with my teeth clinched, but I made it!!! I am here for the long haul; I’m not going anywhere. Thanks Queen?

  • Stephanie D. Barnes

    This was such a powerful message. While it may be hard for many to swallow, it is a message we all need to confront. When you ready Hebrews 11, every faithful believer also showed their faith in action. We can’t pray to God and then work against him in our actions. For so many years, I have know exactly what I needed to do to achieve my financial goals and then acted the total opposite in my spending and saving habits. I squandered the resources that God gave me and then cried out and asked him, “Why?” I received your message as a challenge to act like I believe in God rather than insulting him. Thank you for being brave enough to say what many of us need to hear, but do not want to hear.

  • Angel Carter

    I must say that this is a very powerful message that we all need to hear and I am sorry that I am just hearing this one a year later. I thank you for being brave enough to tell us what we need to hear instead of what we want to hear. I know many people who are sitting and waiting for God to just do it all and I’m glad that you reminded us that we must do the work in order for him to have something to bless. Continue to drop those gems sis! God bless!!

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